Phone scammers?
I got a phone call earlier today while it was just me, my brother, and our cat Shimmer at home. I picked it up and the woman on the other end of the line asked, "is this [first part of my email address]?" I answered yes, and asked what this was about. She proceeded to say that she was from a "debt collection agency" to reclaim my debt on my Capital One account, and asked which form of payment I would like to make.
This raised some red flags with me:
This raised some red flags with me:
- These people know both my house phone number and the first part of my email address (which was how they chose to address me, instead of by name)
- No name for the agency was given
- A payment option was immediately given without much in the way of explanation, not even how much the debt supposedly was
- Perhaps the most telling, I've never had a Capital One account and I still don't